Vehicle Finance for Older Cars


Tired of public transport ? Our  used car finance up to R150 000 which can be anything up to older 10 years. Only the lucky few of us can afford to buy brand spanking new wheels in cash. For the rest of us, car finance allows a manageable way buy a decent car by paying a set amount of money each month.

African Bank Long Term Personal Loan


With African Bank, you don’t have to wait for life to start. You can enjoy the lifestyle you want now, with African Bank’s personal loans tailor made for you. You might need credit for adding that extra room to the house, for your own or your child’s education or may want to pay off your debt.

Whatever your needs, African Bank offers personal loans up to R180,000* with comfortable terms of up to 84 months* to repay. Or, if you prefer, shorter repayment plans are also available.

We can help you even if you have an ITC listing problem


Vehicle Finance up to R200 000! is available for ITC Blacklisted Listed Clients that have judgements and even garnishing orders on their salaries.

72 Hours to Approve! 80% Success Rate!
100% Success rate for government employees!!!


• Permanently employed earning R7500 and above, disposable income of min R2500 after expenses
• Not under debt review
• ID, Payslip, 3 months bank statements, Proof of residence
• Signed Application Forms (Email for a form or sms your email address to 0834413597)
• Fax application forms & Supporting Documentation to: 086 244 2407

Remove Judgment information – Clear your credit history


Are you tired of being “blacklisted” or having a bad name with the local credit bureau Tansunion, Experian, Compuscan and XDS? Constant disapproved Credit applications – Remove Judgment information NOW!

  • Are you blacklisted?
  • Have you been declined that dream house you dearly wanted?
  • Have you been declined that beautiful car you had your eye on for the last year?
  • Have you been declined a loan facility to pay for school fees because of your adverse
    information held by the credit bureau?
  • Have you been turned downed that awesome job opportunity because of your adverse information held by the credit bureau?
  • Constantly declined loans and credit applications?

If you answered YES to any of these questions, can help turn that dream house, car, job or loan facility into a reality.

1 Hour Loans No Credit Check


Get a loan of up to R100,000 with no credit check within 1 hour. Same day approvals and same day payout. We understand the situation of each client and handles the application accordingly and to the best of our ability to obtain financing on their behalf! It’s fast – it’s easy.

You can apply for any amount, from R500 to R100 000. You can tailor your repayment term to suit your budget (from 3 months to 3 years) and payments are fixed for your full loan term, so that you can budget easily : payments will never increase!

EC Finance


Get  financial cash loans of up to R50 000 even for the blacklisted with EC Finance

  • We give same-day approval on financial loans
  • Loan periods are based on your credit risk. Minimum term 1 months and maximum term is 60 months
  • We do not need your original documents in order to pay out your cash loan
  • All our applications are done electronically

Your cash loan is available within 24hrs of signing the contract

JDFS Loans


JD Financial Services Personal Loans you with an opportunity to apply for a Personal Loan of up R25,000 for all your needs; whether you are renovating your home, going on holiday or paying for school fees. Its Up to you and best of all all loans are payable within 24 months.

How do I apply for a Personal Loan with JDFS?

Simply visit any their partner furniture stores nationwide – Barnetts, Bradlows, Electric Express, Joshua Doore, Price ‘n Pride, Russells or Morkels. In addition to applying for personal loans, you have the opportunity to apply for Lifestyle finance too finance your furniture and electronic goods at over 1,000 Stores nationwide.

Qualifying Criteria

Permanently Employed 

  • Your proof of identity
  • Proof of permanent employment
  • Your latest payslip showing earnings of at least R2000 per month
  • Your latest 3 months bank statements
  • Proof of Credit Life insurance in your name*

If self-employed, bring the following:

  • 3 months personal bank statements
  • 6 months business bank statements
  • Income tax certificate from accountant
  • CC registration number
  • Proof of Credit Life insurance in your name*
Term 3 6 12 18 24
Loan Amount** 3,000.00 5,000.00 10,000.00 13,000.00 24,000.00
Initiation Fee 399.00 627.00 1,140.00 1,140.00 1,140.00
Service Fee 111.60 223.20 446.40 669.60 892.80
Life Ins Basic 46.06 133.82 503.12 953.89 2,227.40
Interest Rate** 5.0%* 28.0% 28.0% 28.0% 20.0%
Monthly Instalment 1,300.69 1,075.40 1,154.20 1,061.23 1,409.53
Total Credit Amount 3,902.08 6,452.39 13,850.44 19,102.11 33,828.69

* Monthly rate
** Interest rate based on your risk profile

Just Group Africa Vehicle Finance


Just Group Africa formed a strategic alliance with BlueLakes, the unique Marketing and Promotions Company. BlueLakes offers every client the opportunity to enter into an advertising agreement, where the client receives financial reward for delivering an advertising service by driving a required amount of kilometers while displaying a marketing message on the rear of their vehicle. This results in two financial transactions taking place: The first being the advertising fee that is paid into the clients account for the service rendered, and the second, a debit order installment for the repayment of the vehicle. Our group is the sole supplier of advertising real estate to BlueLakes and the advertising agreement is exclusively available to clients that purchases vehicles from our group.

nly these vehicles are branded with strategic marketing messages. The principle works on the premise of branding an agreed upon number of privately owned vehicles. In turn, the vehicle owners are rewarded with a monthly subsidy, effectively reducing the amount of their monthly instalments.

The subsidy is generated through JGA’s database and vehicle branding program. This ingenious strategy, not only offers advertisers an affordable outdoor marketing platform, it also makes vehicle ownership an affordable proposition for many thousands of people.

The best part is all participants in the vehicle branding program, automatically have free access to the entire global and South African email databases. A truly unsurpassed value adding offer. In fact, this database has generated a massive 500 million hits on the JGAwebsite in the past 48 months. This amounts to 350 000 hits a day, globally. One of this platforms best success stories is perhaps that of Drive Car Group, a car retail outlet in the Just Group Africa stable.


12  107 Haymeadow Crescent, Pretoria 0083
086 193 7355

Old Mutual My Money Plan


old mutual debt consolidation loansThe Old Mutual My Money Plan Loan is up to R120 000 has a minimum term of 1 month and a maximum term of 60 months, Fixed interest rate at the time of the application.Old Mutual My Money Plan Loan is design for short term financial needs it allows you to consolidate you debt and increase your available cash,

You need to have been employed for at least 12 months at your current job, the interest rate applied will be determined by your credit score, only individuals can apply for a consolidation loan.

The Requirements for the Loan: You must be older than 18 years of age. You need to be a resident of South Africa. You must have a valid South African ID document (Green, bar coded, 13 digit). You must provide a current payslip no older than 1 month. You need to provide consecutive bank statements for the last 3 months.

Old Mutual Money Plan Contact Details: 0860 000 886. Or simply SMS your name to 41575.

Qwiek – Personal Loans even if you have bad credit


qwiek-loansApply for Qwiek personal loans of up to R150 000 , payable over 6 to 48 months. Even if you have a good or bad credit record we can probably help you. Qwiek Loans have come to the rescue ofmany people who have suffered a financial emergency. They help consumers with their effectiveness, convenience and ease. That’s why people turn to online payday loans for emergency quid when their car breaks down or they suffer a medical emergency.

There is so much stress that goes along with a financial emergency. We want to help calm that stress. As a result, payday loans are easy to apply for, easy to obtain and easy to pay back.

If you find that a payday loan provides the solution you need for your unique financial situation, then go to the application. It’s a no-obligation application. You are not obligated to take out the loan, until you sign the application.

Contact Qwiek Loans

Cell: 072 6880 090
Tel: 014 592 7405
Fax: 086 550 5676

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